Cumberland

North West · England
Location map showing Cumberland highlighted against neighbouring local authorities.
-15.8pp WBI 95.1% → 79.3% by 2051 (v2, SNPP-constrained, bias-corrected)
273,254 Population (2021 Census)
95.1% White British (2021)
85.3% -9.8pp White British (2041 projected)
79.3% -15.8pp White British (2051 projected)

Ethnic composition trajectory

Census 2011 and 2021 observed, Hamilton-Perry projections to 2061.

Ethnic composition, Cumberland

0 25 50 75 100 % Census 2021 White British 79% White Other 7% Asian 6% 2021203120412051
White British White Other Asian

Ethnic composition: Cumberland

Census 2011, Census 2021, then Hamilton-Perry projections to 2051. Percentages.

2021
95%
2021
95%
2026 proj
93%
2031 proj
91%
2036 proj
88%
2041 proj
85%
2046 proj
82%
2051 proj
79%
White British White Other Asian Black Mixed Other

Two-model comparison: White British, 2051

±0.0pp spread
Hamilton-Perry (HP) central 79.3% Cohort change ratios from Census 2011 to 2021. Demographic momentum only, no fertility convergence.
Cohort-component 79.3% Births by ethnicity-specific total fertility rate (TFR) with half-convergence to the national mean by 2061. Slower change.

Two independent models trained on the same Census base disagree by 0.0pp on White British share in Cumberland by 2051. HP captures observed 2011 to 2021 cohort dynamics. The cohort-component model adds explicit fertility assumptions that pull projections toward the national mean. The chart above shows HP. See the methodology for why both numbers are published.

Scenario explorer

Under different assumptions, White British share in Cumberland ranges from 72.0% to 86.6% by 2051: a 14.6pp spread.

Fertility
Low ~108k/yr
Principal ~315k/yr
High ~476k/yr
Constant Rates stay at current levels
Half convergence Move halfway to national avg
Full convergence Converge to national avg
Migration
Central scenario: WBI 77.7% by 2051

Diversity index

low diversity Shannon entropy: 0.15 · Dissimilarity: 20.6

English proficiency

Census 2021

mainLanguageEnglishPct 97.9%
notEnglishPct 4.2%
cannotSpeakEnglishPct 0.0%

Projection

Projected non-English growth +9.8pp

Interpreter demand is manageable at current levels.

Service demand pressure

28/100 Low Pressure Rank 222 of 320
Ethnic change15/20
Asylum9/20
School5/20
Language0/20
Housing0/20

New arrivals (NINo registrations)

Adults from overseas registering for a National Insurance number, rolling year ending Oct-25 to Dec-25. Cumberland ranks at the 57th percentile nationally for total NINo registrations.

Registrations (rolling year)733
Year-on-year +1.4%
NationalityRegistrationsShare
India 86 11.7%
Eritrea 82 11.2%
Nigeria 73 10.0%
Sudan 57 7.8%
Ukraine 47 6.4%
Iran 43 5.9%
Afghanistan 38 5.2%
Zimbabwe 37 5.0%
Pakistan 28 3.8%
Ireland 26 3.5%

DWP National Insurance number allocations to adult overseas nationals (Stat-Xplore NINO database).. NINo registrations measure new arrivals into the National Insurance system, not total foreign-born population. A NINo is allocated when an overseas national requests one, usually to start work or claim benefits, so the figure misses students and dependants who never enter the labour market. Small (LA × nationality) cells are suppressed by Stat-Xplore for disclosure control.

Arrivals over the last 24 years

Annual NINo registrations to adults from overseas in Cumberland from 2002 to 2025, alongside the UK total for context. The peak year was 2007 (1,253 registrations). Total over the full period: 16,692 registrations.

03136279401,253 0k268k537k805k1073k 200220052010201520202025 peak 2007 (1,253) low 2002 (171) Cumberland (annual) UK (annual)

DWP Stat-Xplore, NINO Registrations to Adult Overseas Nationals Entering the UK (Ninos cube), aggregated per calendar year by summing the four constituent quarters. Geography: ONS LA codes. Counts are NEW NINo registrations per calendar year. A NINo is issued once per person at the point of first work or claim, so this is a flow measure, not a stock. People who arrive but never register (some students, dependants, retirees) are excluded. Late registrations show in a later year than the year of arrival. Pre-2010 figures used a different administrative system; series is comparable but small methodological revisions to the early years are possible.

Who is arriving

Age and sex profile of 849 NINo registrations to adults from overseas in Cumberland in 2025. National comparison shown alongside.

Age at registration

Less than 18 7.9%
18-24 27.4%
25-29 28.2%
30-34 13.9%
35-39 8.8%
40-44 5.8%
45-49 5.2%
50-54 0.7%
55-59 0.7%
60 or over 1.4%

Cumberland   UK marker

Sex

Male 61.1% Female 38.9%

Male share is 6.7pp higher than the UK average (54.4%).

DWP Stat-Xplore Ninos cube, LA × Age band × Sex, rolling year ending Q4 2025 (Jan-Dec 2025 calendar year). Counts are NEW NINo registrations to adult overseas nationals. Age is age at NINo registration, not age at arrival. The registration may follow arrival by months. 'Less than 18' is rare in this dataset because the published Ninos series is filtered to adult overseas nationals; values reflect young workers/claimants close to 18. 'Unknown' age is a small residual.

Why people are coming

For each of the top arriving nationalities in Cumberland, this is the national mix of visa routes used in 2025. It shows whether arrivals from that country are typically students, workers, on family routes (including refugee family reunion), or in some other category. Local-authority breakdowns of visa routes are not published, so we apply the national mix at nationality level.

India 86 in Cumberland (11.7%)
Mostly students UK total 129,772 NINos · 159,236 non-visitor visas issued 2025
Eritrea 82 in Cumberland (11.2%)
Mostly family-route arrivals (often refugee family reunion) UK total 9,289 NINos · 2,050 non-visitor visas issued 2025
Nigeria 73 in Cumberland (10.0%)
Mostly students UK total 45,877 NINos · 51,779 non-visitor visas issued 2025
Sudan 57 in Cumberland (7.8%)
Mostly family-route arrivals (often refugee family reunion) UK total 8,277 NINos · 3,512 non-visitor visas issued 2025
Ukraine 47 in Cumberland (6.4%)
Most Ukrainians arrive on in-country Ukraine schemes not captured in entry-clearance data UK total 13,167 NINos · 2,311 non-visitor visas issued 2025

Home Office, Immigration system statistics, year ending March 2026 (released 21 May 2026); Vis_D02 (Entry clearance visa outcomes by nationality, visa type, and outcome). Joined with DWP Stat-Xplore NINo registrations rolling year ending Q4 2025. Visa grants are issued at the point of entry-clearance application and are NOT the same population as NINo registrations. Visitor visas (2.24 million in 2025) do not lead to NINo and are excluded from the route-mix percentages so the Work / Study / Family / Other proportions are interpretable. Humanitarian routes (BN(O), Ukraine schemes, Resettlement, Asylum) are surfaced as national totals only because the same nationality split is not provided in this dataset. EU/EEA nationals largely fall outside entry-clearance for short stays, so their NINo flow is materially understated by visa data alone.

Working and not working, by passport group

Census 2021 employment status of Cumberland residents aged 16 and over, by passport held. Three numbers shown per group:

Passport group Pop 16+ In work Unemployed Inactive Employment rate
UK passport 182,879 61.3% 2.2% 36.5% 97.1%
Irish passport 544 53.1% 2.9% 43.9% 96.9%
EU member country passport 4,317 79.9% 3.3% 16.8% 96.4%
Rest of Europe (non-EU) 139 57.6% 3.6% 38.8% 94.0%
African passport 355 68.7% 9.3% 22.0% 89.5%
Middle East / Asian passport 780 60.6% 5.0% 34.4% 94.5%
Americas / Caribbean passport 295 52.2% 4.7% 43.1% 94.4%
Oceania / Antarctica passport 113 72.6% 1.8% 25.7% 98.8%
No passport held 38,444 28.2% 3.4% 68.5% 90.1%

ONS Census 2021 RM021, Economic activity status by passports held, by local authority district. NOMIS NM_2121_1. Stock measure on Census Day (21 March 2021). Passports-held is a proxy for nationality (UK = UK passport holder). Employment rate excludes full-time students from the denominator (the standard ONS definition). The 'inactive' category includes retirees, full-time students who do not work, those looking after family, long-term sick, and other reasons.

Schools, first language

Across 177 state-funded schools in Cumberland (40,140 pupils, 2024/25), 5.7% have a first language other than English.

Pupils with first language other than English2,265 (5.7%)
Pupils with first language English37,172 (93.9%)
Free school meals24.4%

Source: DfE Schools, Pupils and their Characteristics 2024/25, school-level data aggregated to district. EAL (English as Additional Language) is a household-level signal: children born in the UK to non-English-speaking households count as EAL.

North West labour market

Payrolled employments in the North West region (December 2024). Provides Cumberland with regional context. Local-authority RTI is not published; the region is the smallest geography for HMRC's nationality breakdown.

Total employments3,531,600
Non-UK share14.3%
5-year change · Non-EU +192,100
5-year change · EU -16,000

Top industries by non-UK share (North West)

Administrative and support services 26.3%
Accommodation and food service activities 22.3%
Health and social work 19.1%
Transportation and storage 16.5%
Households, Extraterritorial Organisations and Unknown Entities 15.9%

Source: HMRC Real Time Information via ONS, payrolled employments by region and industrial sector, July 2014 to December 2024. Counts are employments not employees; suppressed cells appear as missing.

Adult social care

Council ASC spend, residential placements, and quality-of-life outcomes, 2023-24. Spend per head sits at the 57th percentile nationally.

Gross spend / head£485
Residential / 10k 65+225

NHS Digital ASCFR & SALT data tables 2023-24 (CASSR-level). Quality-of-life and DToC fields omitted (DToC discontinued post-COVID; ASCOF measures live in a separate publication).. ASC sits with upper-tier authorities only (counties, unitaries, London boroughs, mets); ~153 LAs in coverage and districts are not present. Spending is shaped by demographic composition, deprivation, and informal-care availability and direct cross-area comparison must control for those.

Special educational needs

EHCPs and primary need breakdown, 2024-25 academic year. 5-year EHCP growth at the 0th percentile nationally.

EHCPs / 10k168
Total EHCPs4,576

DfE Special educational needs in England, academic year 2024/25 (sen_phase_type_.csv + sen_secondary_need_.csv).. EHCP responsibility sits with upper-tier authorities only, ~153 LAs in coverage. Rate-per-10k uses total LA population (Census 2021) as denominator since school-age population is not in the ethnic-projections feed; cross-LA comparison is therefore directional rather than absolute. Rising EHCP counts may reflect improved identification, changes in diagnostic criteria, increased parental awareness, or genuine prevalence change.

How NHS care for overseas residents is funded (national context)

Most non-UK residents in Cumberland pay for NHS care up-front through the Immigration Health Surcharge (IHS), which is added to most visa applications. Asylum seekers, refugees, ILR holders and Irish citizens are exempt. Visitors and undocumented residents are charged at 150% of the national NHS tariff. The figures below are England + Wales national totals; per-LA NHS cost-recovery is not centrally published.

Current IHS rate (adult, per year) £1,035
IHS rate, students/under-18s (per year) £776
IHS revenue 2024/25 (£m) £1,315.6m
Cumulative IHS revenue 2015–2024 £6.9bn
IHS rate history
  • From 2015-04-06: £200/year adult, £150/year students/under-18s
  • From 2019-01-08: £400/year adult, £300/year students/under-18s
  • From 2020-10-27: £624/year adult, £470/year students/under-18s
  • From 2024-02-06: £1035/year adult, £776/year students/under-18s
Indicative charges for visitors and undocumented residents

Maternity care is classified as "immediately necessary": it cannot be refused or delayed for charging, but it is invoiced afterwards at 150% of the NHS national tariff.

  • Routine vaginal delivery, no complications: £3,000–£5,500
  • Caesarean section: £5,000–£7,500
  • Premature birth with NICU stay: £15,000–£30,000+
  • Antenatal appointment: £150–£400 each

Sources: NHS (Charges to Overseas Visitors) Regulations 2015 (as amended); Home Office IHS caseworker guidance (Sept 2025); House of Commons Library briefing CBP-7274; NHS England NHS Payment Scheme (national tariff). Approximately 80% of identified overseas-visitor debt across all NHS treatment is uncollected (NAO, follow-up scrutiny).

Economic profile

Avg employment rate57.6%
Avg home ownership68.1%
Avg social rent16.5%
Degree or above27.1%
No qualifications20.2%

Housing

Composition today

How dwellings in Cumberland are occupied. Single-person households and houses in multiple occupation are the two cleanest signals.

Single-person discount take-up37.8%
Dwellings on 25% single-person discount51,153
HMO dwellings (Census 2021)170
HMOs per 1,000 population0.62

Sources: MHCLG Council Taxbase 2024 (CTB1, snapshot 7 October 2024) for single-person discount; ONS Census 2021 RM192 for HMO dwellings. HMO Census numbers reflect dwellings classified as HMO on Census Day; current licensing registers held by individual councils are not centrally published.

Tenure projection

Census 2021 tenure patterns by ethnicity, projected to 2041 from demographic composition change.

Ownership (2021)68.1%
Social rent (2021)16.5%
Private rent (2021)14%
Ownership (2041)63.6%
Social rent (2041)15.8%
Social rent change-0.7pp

Housing demand growth from demographic change is moderate.

School demographics

DfE School Census 2024/25. 38,805 pupils.

White British pupils90.5%
Minority pupils9.5%
EAL growth (projected)+4.6pp
White British gap (school vs population)4.6pp

School and population ethnic composition are closely aligned.

Westminster constituencies

Parliamentary constituencies overlapping Cumberland, sorted by share of LA postcodes the constituency covers.

Updated 14 Apr 2026 · Census 2021, ONS SNPP, DfE School Census